Mike Crapo (R-ID), chairman of the Senate Finance Committee and a longtime senior member (and former chairman/ranking member) of the Senate Banking Committee, has a financial-disclosure profile dominated by real estate and bank deposits rather than individual stocks; trackers report essentially no individually-held publicly traded equities, so STOCK Act self-dealing risk is minimal. His campaign finances have drawn the most scrutiny: watchdogs filed FEC complaints over ~$192,000 in payments to his wife Susan over two decades, 81 unreported uses of a lobbyist's D.C. townhouse, and a 2008 loss of $250,000 in campaign donor funds placed in a failed investment scheme. As a key regulator of banking and finance, Crapo is among the largest recipients of securities, investment, and commercial-banking money, a correlation (not proof) given his pro-industry regulatory record such as the 2018 Dodd-Frank rollback. His vote-attendance record is strong (about 2.1% lifetime missed votes, better than the Senate median).
Public record
In Congress since
1993
Committees
Finance (Chairman) Joint Committee on Taxation (Chairman) Banking, Housing, and Urban Affairs Budget
Missed votes, 119th Congress
1.2% (11 of 915; median member 1.9%)
Campaign money, 2025–26 cycle
$1.1M raised · 36% from PACs & committees · $3.0M cash on hand FEC ↗
The stock-trading ban
Senate cloture on H.R. 7008, Sep 30, 2026
Yes
Cosponsored a ban bill
None
H.R. 7008 bans new stock purchases by members, spouses and dependents; it doesn't force sales of existing holdings. The Senate vote was on the version paired with the SAVE Act, which is why no Democrat voted yes. Full breakdown →
Disclosed stock trades
No periodic transaction reports on file since 2024. That's the norm: most members don't trade individual stocks, or hold them in blind trusts and diversified funds.
Amounts are the ranges members must report, not exact values. The STOCK Act requires a report within 45 days of a trade; "late" counts days past that deadline, measured to the filing date.
How the score breaks down
Stock self-trading
25% weight
0
Disclosures and congressional-trade trackers show Crapo holds no individual publicly traded stocks; his assets are real estate and bank deposits (Senate FCU, Wells Fargo deposits). No STOCK Act individual-stock transactions reported, so no committee-overlap or timing concerns apply.
OpenSecrets estimated ~$945K net worth (2018); 2023 disclosure shows total assets of $1.3M-$5.7M with $100K-$250K liabilities, mostly real estate and deposits. Range-based filings and absence of a tenure baseline make abnormal growth beyond salary/market appreciation unquantifiable; no evidence of enrichment beyond ordinary sources.
Money → action alignmentcorrelation, not proof of any quid-pro-quo
20% weight
48
CORRELATION, NOT PROOF. As Banking Committee leader and Finance chair, Crapo is among the largest recipients of finance-sector money: ~$748,754 from securities/investment/finance and ~$274K from commercial banking in the 2022 cycle, with top donors from Carlyle, Blackstone, JPMorgan, and Stephens Inc. His record is consistently pro-industry (e.g., leading the 2018 Dodd-Frank rollback). High donor concentration in sectors he regulates, but no proof of quid pro quo.
Watchdog FEC complaints flagged ~$192,000 paid to wife Susan Crapo over two decades (including a $17,311 lump sum that drew FEC inquiry), 81 unreported uses of a lobbyist's DC townhouse, and reporting failures in 9 of 11 years examined. A separate ethics complaint addressed ~$6,000 paid to Susan via the Freedom Fund leadership PAC without listing it as employer. Crapo amended filings and defended payments as fair-market spousal work, not personal use; no enforcement finding of violation.
Crapo's campaign repeatedly used a lobbyist's DC townhouse (81 times), indicating close lobbyist ties, and he is a top recipient of lobbyist contributions. No documented family lobbying contracts tied to his office found. Staff-to-K-Street movement is common for senior senators and tracked by LegiStorm/OpenSecrets, but no specific egregious family/staff pipeline surfaced in sourced records.
Crapo missed about 200 of 9,394 roll-call votes (2.1%) from 1993-June 2026, better than the Senate lifetime median (~2.8%), indicating strong attendance. He fundraises actively (e.g., ~$202.7K disclosed in a recent period) as expected of a committee chair, but no evidence of fundraising/paid speeches displacing core duties.
Sources behind this score: 3 data aggregator · 4 reference database · 4 news reporting. Score = weighted average of the components that have data; the 1 without sourced evidence are excluded, never counted against the member. Methodology →
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